Since leaving school at sixteen I worked in a Savings Bank for three years before banking introduced retail banking and their ‘products’. I moved to London and got two further jobs which included finance with a break to travel in between. I haven’t had training in accountancy or banking but I’ve always had an interest in finance and attended an event where Prof Richard Werner was speaking about community banks. Here is a clip from an interview he did with American Kim Iversen on her Rumble channel with this introduction: Richard Werner is an internationally renowned economist, professor and author with a track record for accurate economic analysis and an understanding of the relevant concepts and facts. He is the father of the monetary policy concept of quantitative easing and the author of the best-selling book “Princes of the Yen”. His bestselling book is available here: https://quantumpublishers.com/uk-cart/index.php?route=product/product&product_id=50 Find his substack here: https://rwerner.substack.com/